I'm on a sales high and I can't say enough good things about Payability. I am an Amazon seller and it has taken up to 17 days for me to get paid from Amazon without Payability, and I have heard horror stories of fellow sellers who sold so much so fast that their accounts were temporarily frozen which meant longer holds. So I am really grateful to Payability for making my payments quicker. When you have fast moving items, the lag between needing to buy inventory and getting the money from Amazon, necessary to buy more inventory, can be a nightmare for my bottom line. So far I noticed a 4x increase in sales since I began using Payability. I'm a small business owner and this helps me compete with some of the bigger players because I have more capital to play with when it counts.